The Expense & Tracking Sheet that fills itself.
Stop maintaining a tracking sheet by hand. Nami's free expense sheet and finance tracker fills itself from scanned bills, bank statements, and SMS — and exports to Excel or Google Sheets anytime you need it.
The sheet you don't have to fill in.
Every method below adds new rows to your expense sheet automatically — categorised, dated, and ready to filter or export.
AI bill scanner
Snap a photo of any receipt. Nami reads the merchant, amount, line items, and date — fills the row for you in one shot.
SMS auto-capture (Android)
Bank, UPI, and credit-card SMS turn into expense rows automatically. Review, approve, and the sheet updates itself.
Bank statement import
Drop in any CSV or PDF bank statement. Nami parses every transaction and back-fills weeks of expense rows at once.
Smart categorisation
Each row lands in the right bucket — Food, Transport, Bills, Health, dozens more — without a category dropdown in sight.
Why most expense sheets die in three weeks.
Excel and Google Sheets templates rot the moment someone forgets a row. Nami's expense sheet is structured the same way — but stays accurate without daily upkeep.
The sheet that updates itself
A static expense sheet rots within three weeks because no one logs the small spends. Nami's sheet auto-fills from your real money movement, so it's still accurate on the 28th.
Monthly view, instantly
See expenses grouped by category for any month with one click — no PivotTables, no formulas, no maintenance. Compare months side-by-side too.
Export to Excel or CSV anytime
Need the data in Excel or Google Sheets for taxes or your accountant? One-click export to CSV that opens cleanly in any spreadsheet tool.
Encrypted by default
Your expense data is encrypted in transit and at rest. We never sell it, never run ads against it, and never share it with third parties.
Migrating from an Excel or Google Sheets expense log? Export your sheet to CSV, drop it into Nami's bank-statement import flow, and the AI categorises every row. Three months of history back-filled in seconds — no manual re-entry.
Tools that make the sheet useful.
Expense Tracker App
All five capture methods that fill the sheet — manual, scan, SMS, statement, voice.
OpenBudget Templates
Pair the live sheet with a live budget that updates as rows land.
Open50/30/20 Budget Planner
Set the spending plan first, then watch the sheet track against it.
OpenExpense Report Generator
Export the sheet as a clean PDF or CSV report for work or taxes.
OpenFamily Budgeting App
Share one sheet across the household — each row tagged by member.
OpenExpense Tracking Guide
Why the habit beats the tool — and how to never miss a row again.
OpenExpense sheet FAQs
Take control of your finances — starting now.
Track every rupee with surgical precision. Built for individuals, families, and creators who demand clarity over chaos.