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For couples, parents & joint families

The Family Budgeting App everyone actually opens.

Shared budgets, recurring bills, family goals, and overspend alerts — built so the whole household stays on the same financial page without nagging or spreadsheets.

Built for households

Everything a family budget needs, in one app.

Most expense trackers were built for one person. Nami's family features are designed for two-to-many people sharing money decisions.

One household, shared visibility

Invite your spouse, partner, or grown-up kids. Everyone sees the same shared budgets, bills, and goals — without giving up their private spend.

Shared monthly budgets

Set category budgets the whole family contributes to — groceries, utilities, kids, transport. Nami rolls up spending across members in real time.

Recurring bills & due dates

Track rent, EMIs, school fees, OTT subscriptions, and electricity bills in one place. Nami reminds whoever's turn it is to pay.

Family savings goals

Vacation, emergency fund, school admission, down-payment — set goals together and watch the bar fill as contributions land.

Smart budget alerts

Get nudged at 50%, 90%, and the moment any shared budget tips over — before it becomes a money conversation at the dinner table.

Health score for the household

A single number that tells you if the family is living within means, saving enough, and on track for goals — refreshed every week.

Why families choose Nami

The boring spreadsheet, replaced.

Better than a shared spreadsheet

Spreadsheets get stale. Nami pulls in spend automatically from manual entry, AI bill scans, SMS auto-capture (Android), and bank statement imports — so the family ledger updates itself.

Private spend stays private

Personal expenses stay personal. Only categories you mark as shared show up in the family view — so the surprise birthday gift doesn't ruin itself.

Built for Indian families

Categories for school fees, maid salary, festival spends, EMIs, and SIPs out of the box. Currency-neutral elsewhere — works for NRIs and global households too.

Free, forever

The family budgeting features — shared budgets, bills, goals, alerts, health score — are completely free. No premium tier gating the basics.

Encrypted end-to-end

TLS in transit, encrypted at rest.

Free for every member

No per-seat pricing, ever.

2 to many members

Couples, parents, joint families.

FAQ

Family budgeting app FAQs

Yes. Shared family budgets, bill tracking, savings goals, alerts, and the household health score are all free. There's no premium tier locking the core experience.
Sign up, create a family group from Settings, and send invites by email. Members accept and instantly see the shared budgets, bills, and goals you've set up. Each member keeps their own login.
Yes. Only expenses logged against shared categories show up in the family view. Anything you mark as personal stays in your private ledger — your partner sees the totals roll up but not the line items.
Most family budgeting apps (Mint, YNAB, Goodbudget, Honeydue) focus on one country and one capture method. Nami combines five capture methods — manual, AI bill scan, SMS auto-capture on Android, bank statement import, and voice — in one free app, and works in any currency.
Absolutely. Two-person households are the most common setup. The family group can have any number of members from 2 to many — couples, roommates, joint families all work.
Both work. Nami runs as a web app on any modern browser (Chrome, Safari, Edge) and as an Android app. iPhone users open the web app — installable to the home screen — and see the exact same family view.
Yes. Every shared expense is tagged to the member who logged it. Useful for splitting reimbursements, settling end-of-month balances, or just understanding family spending patterns.
Yes. Data is encrypted in transit (TLS) and at rest. We never sell transaction data, never run ads against it, and any family member can export or delete their data at any time from Settings.

Take control of your finances — starting now.

Track every rupee with surgical precision. Built for individuals, families, and creators who demand clarity over chaos.