The Family Budgeting App everyone actually opens.
Shared budgets, recurring bills, family goals, and overspend alerts — built so the whole household stays on the same financial page without nagging or spreadsheets.
Everything a family budget needs, in one app.
Most expense trackers were built for one person. Nami's family features are designed for two-to-many people sharing money decisions.
One household, shared visibility
Invite your spouse, partner, or grown-up kids. Everyone sees the same shared budgets, bills, and goals — without giving up their private spend.
Shared monthly budgets
Set category budgets the whole family contributes to — groceries, utilities, kids, transport. Nami rolls up spending across members in real time.
Recurring bills & due dates
Track rent, EMIs, school fees, OTT subscriptions, and electricity bills in one place. Nami reminds whoever's turn it is to pay.
Family savings goals
Vacation, emergency fund, school admission, down-payment — set goals together and watch the bar fill as contributions land.
Smart budget alerts
Get nudged at 50%, 90%, and the moment any shared budget tips over — before it becomes a money conversation at the dinner table.
Health score for the household
A single number that tells you if the family is living within means, saving enough, and on track for goals — refreshed every week.
The boring spreadsheet, replaced.
Better than a shared spreadsheet
Spreadsheets get stale. Nami pulls in spend automatically from manual entry, AI bill scans, SMS auto-capture (Android), and bank statement imports — so the family ledger updates itself.
Private spend stays private
Personal expenses stay personal. Only categories you mark as shared show up in the family view — so the surprise birthday gift doesn't ruin itself.
Built for Indian families
Categories for school fees, maid salary, festival spends, EMIs, and SIPs out of the box. Currency-neutral elsewhere — works for NRIs and global households too.
Free, forever
The family budgeting features — shared budgets, bills, goals, alerts, health score — are completely free. No premium tier gating the basics.
Encrypted end-to-end
TLS in transit, encrypted at rest.
Free for every member
No per-seat pricing, ever.
2 to many members
Couples, parents, joint families.
Free planning tools the whole family can use.
Budget Planner (50/30/20)
Split household salary into Needs, Wants, Savings in two minutes.
OpenBudget Templates
Download a starter family budget template — fill it in tonight.
OpenEmergency Fund Calculator
Find the right 3–12 month buffer for your household size.
OpenSIP Calculator
Project monthly investments toward family goals like school or a home.
OpenHome Affordability
How much house your family can actually afford on combined income.
OpenExpense Tracker App
Five capture methods so logging an expense never feels like a chore.
OpenFamily budgeting app FAQs
Take control of your finances — starting now.
Track every rupee with surgical precision. Built for individuals, families, and creators who demand clarity over chaos.