The Expense Tracker App for everyday life.
Track every expense five different ways — manual entry, AI bill scan, SMS auto-capture, bank statement import, and voice. Any currency, one app.
Log expenses however feels natural.
Most apps give you one way to record an expense. Nami gives you five — pick whichever fits the moment.
Manual entry, in seconds
Tap the + button, pick a category, type the amount — done. Built so you can log an expense before the coffee gets cold.
AI Bill Scanner
Point your camera at any receipt or bill. Our AI reads line items, totals, and merchant in one shot — no typing required.
SMS auto-capture (Android)
Bank, UPI, and credit-card SMS messages turn into draft expenses automatically. Review, approve, and move on.
Bank statement import
Upload any CSV or PDF bank statement. AI parses and categorises hundreds of transactions in seconds, no matter which bank issued it.
Voice → Expense
Say "350 rupees, auto, yesterday" and Nami parses the amount, category, and date into a ready-to-save expense.
Tracking is step one. Insight is the goal.
Smart categorization
Every expense lands in the right bucket — Food, Transport, Bills, Entertainment, Health, and dozens more. Edit anything, retrain anytime.
Category budgets with alerts
Cap each category monthly. Get nudged at 50%, 90%, and the moment you cross — before the salary disappears.
Trend insights
See where your money actually goes — month over month, category over category, with charts that make patterns obvious.
Family & trip splits
Share a household budget with your spouse, or split a Goa trip across friends. Settle up in two taps.
Private by design
Your transactions are encrypted in transit and at rest. We don't sell data, we don't run ads on your expenses.
Free planning tools and guides.
Budget Planner (50/30/20)
Split your salary into Needs, Wants, and Savings in two minutes.
OpenSIP Calculator
Project the future value of monthly mutual fund investments.
OpenEmergency Fund Calculator
Find the right 3–12 month cash buffer for your household.
OpenGuide: How to actually stick with expense tracking
The psychology and habit design that makes tracking last past week one.
OpenDaily expense tracking — the playbook
Why writing down every rupee rewires how you think about money.
OpenAudit your subscriptions
Find and kill the silent ₹3,000/month subscription bleed.
OpenExpense tracker FAQs
Take control of your finances — starting now.
Track every rupee with surgical precision. Built for individuals, families, and creators who demand clarity over chaos.