SIP Calculator

See how your monthly SIP grows over time — free, no sign-up required.

How much you can invest every month without straining your budget.

12%
0%30%
yrs
10y
1 yr40 yrs

Future Value

10 years

₹11.6L

₹5.0K/mo at 12% p.a. for 120 months

Invested 52%Returns 48%

Invested

₹6.0L

120 mo contributions

Returns

₹5.6L

from compounding

Multiple

1.9×

your money grew

Milestones along the way

After 1 year
invested ₹60.0K₹64.0K
After 5 years
invested ₹3.0L₹4.1L
After 10 years
invested ₹6.0L₹11.6L

Smart Insights

Returns make up 48% of your future value. Stay invested longer to flip the ratio.

Investing 5 more years could add ₹13.6L — that's 2.2× your current corpus.

Next Step

Free up cash for SIPs by tracking your spending.

Nami categorises your expenses so you know exactly how much you can invest each month.

Monthly compounding estimate. Actual mutual fund returns are market-linked and not guaranteed.